AI matches incoming payments to open SAP invoices automatically — cutting cash application from days to hours.
SAP AR teams spend days every month manually matching incoming bank payments against open invoices. With partial payments, foreign currencies, and customer deductions making exact matches rare, the manual effort compounds quickly. PayConnect's AI matching engine handles 99% of transactions automatically - your team touches only the genuine exceptions.
How It Works
MT940, BAI2, CAMT.053, and direct bank feed connections - PayConnect ingests statements automatically each morning.
The matching engine compares each payment against open SAP invoices using eight matching rules in priority order.
High-confidence matches post directly to SAP AR. Low-confidence matches are queued for one-click review by the AR team.
Unmatched items enter a structured exception queue with suggested matches, reason codes, and escalation if unresolved after 48h.
Capabilities
Eight-layer matching: exact invoice, customer reference, amount range, bank narrative NLP, historical pattern, deduction tolerance, partial payment, and bulk settlement.
Learn MoreHandles FX payments with configurable tolerance bands for exchange rate differences. Auto-posts FX gain/loss to the correct SAP GL account.
Learn MoreShort payments flagged with reason codes. Routed to the right team with supporting documents attached.
Learn MoreLive view of unapplied cash, DSO, and customer-level ageing - directly from SAP data with no data warehouse required.
Learn MorePayConnect does not maintain a copy of your AR data. Every match is confirmed by a live BAPI call to SAP before posting. Your SAP remains the single source of truth - always.
We connect to a demo SAP and run through a real matching session in 20 minutes.